Health benefits and insurance | Alberta Blue Cross® (2024)

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The right coverage gives you the confidence to make the most out of life.

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Latest news and plan updates

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Courage to…

Albertans are taking charge of their wellbeing. Follow along as they grow through all of life’s meaningful moments—big, small and everything in between.

Watch their stories on our YouTube channel.

Health benefits and insurance | Alberta Blue Cross® (2)

Meeting the needs of plan members displaced by wildfires

Alberta Blue Cross® is committed to ensuring our plan members displaced by wildfires in Alberta receive uninterrupted coverage. If you were evacuated and don’t have your Alberta Blue Cross® ID card, you can access benefit and account information through our member site and app.

Read more about how we are supporting our plan members.

Health benefits and insurance | Alberta Blue Cross® (3)

Results from our national travel study

According to the 2024 Blue Cross Travel Study, 58 per cent of travellers have experienced a trip disruption from cancellations, lost baggage or needing medical attention.

Protect yourself with travel insurance.

Health benefits and insurance | Alberta Blue Cross® (4)

Employee-led, employee powered

At the heart of our business, you’ll find employees who are passionate about making a difference in their community through our employee-led charity, Hearts of Blue.

Learn how Hearts of Blue gave back to our communities in the past year.

How Alberta Blue Cross® can help

  • Personal benefit plans
  • Group benefit plans
  • Travel insurance
  • Government-sponsored programs

Personal health, dental, prescription drug and life insurance.

Flexible plans for you and your loved ones - whether you're a student, retiree, self-employed, working part-time or on a contract, we have you covered.

Affordable plans tailored for all your needs

Provincial health insurance covers some, but not all health-related costs. Go beyond the basics with a personal health plan that covers your everyday needs and extras. All plans come with access to short-term counselling services and Balance®, our online wellness program.

Compare all personal plans

Young Adult

There's now a benefit plan designed to specifically meet young adults' wants and needs, with affordable rates and guaranteed acceptance.

Learn more about the Young Adult plan®.

Blue Choice®

Blue Choice® offers comprehensive coverage and higher maximums for people 64 and under.

Learn about Blue Choice®.

Blue Assured®

Looking for guaranteed acceptance? Blue Assured® is designed to help you maintain and support your health through all ages and stages of life.

See what's covered with Blue Assured®.


Start your retirement worry-free with the Retiree plan. Enjoy coverage for health and wellness practitioners, and up to 90 days of travel coverage per trip.

Review the Retiree plan.

Personal Life Insurance

Take the stress out of planning for the future. Choose from Term Life Insurance for temporary coverage or Whole Life Insurance for lifetime protection.

View life insurance plans.

Get help choosing a plan

Not sure what plan is right for you? Answer a few questions to find the right one for you.

Take the quiz

Healthy employees benefit your business

Give your employees an expertly designed plan made for them—and for your business. Whether you have 2 or 2,000 employees, Alberta Blue Cross® offers flexible and cost-sustainable options. Choose from health and dental benefits, life insurance options and more to create a customized plan that meets your needs.

Explore group benefit plans

Group plans for small businesses

Do you have 2 to 4 employees? This plan is for you. Benefit Plus is designed to cover your team's essential needs. Choose between basic or enhanced coverage levels.

View Benefit Plus group plan highlights.

Group plans for any business size

Looking for customization? BlueFlex® offers increased flexibility and choice with different benefits and coverage levels to choose from.

Learn how BlueFlex® supports groups.

Benefits summary

Health, dental, drug and life coverage are included in most plans. You can tailor your plan with more options like disability, virtual care, Second Opinion®, employee assistance and Balance®.

See our complete list of benefits.

Get a group benefits quote

Let's get to know your business needs. Answer a few questions to get a quote.

Start your group quote

Plan ahead for your next adventure

Anything can happen on a trip. Whether it's a cancelled flight or an illness, make sure you have a plan that provides you with the right coverage.

Browse travel coverageReview travel insurance packages

Emergency Medical Care

If you need to stay at a hospital or buy a prescription while travelling, Emergency Medical Care can help. We offer up to $5 million in coverage.

Explore Emergency Medical Care features.

Trip Cancellation or Interruption

Don't let last-minute changes set you back. Trip Cancellation or Interruption coverage reimburses prepaid non-refundable and non-transferable expenses, such as airfare or hotel deposits.

Find out what's included in Trip Cancellation or Interruption.

Optional Protection: Pandemic

Optional Protection: Pandemic provides coverage if you need to cancel or interrupt your trip due to a pandemic.

Learn about Optional Protection: Pandemic.

Visitors to Canada

Protect your loved ones during their stay in Canada. Visitors to Canada provides Emergency Medical Care up to $5 million.

See who's eligible for Visitors to Canada.

Top-Up Insurance

Are you covered for the full length of your trip? If your credit card or health benefit plan provides travel coverage, Top-Up Insurance can cover the rest.

Get details about Top-Up Insurance.

Flight Delay Service

Flight Delay Service offers you access to an airport lounge or hotel if your flight is delayed. Best of all, it's included at no cost when you buy Emergency Medical Care or Trip Cancellation or Interruption coverage.

Review Flight Delay Service.

Baggage loss coverage

Travelling without your belongings is frustrating. Baggage loss coverage reimburses you for the cost to replace your missing, damaged or stolen items.

View Baggage loss coverage.

Accidental Death and Dismemberment

A serious accident can happen while you're away from home. If you have loved ones who rely on your income, this optional add-on provides financial support when the worst happens.

Learn about Accidental Death and Dismemberment.

Government health benefits

Alberta Blue Cross® delivers health benefit programs on behalf of the Government of Alberta. Albertans who meet eligibility criteria can apply for the programs.

Review government-sponsored programs

Non-Group Coverage

This program provides affordable coverage for Albertans under 65 years old. It covers health-related services not covered by the Alberta Health Care Insurance Plan (AHCIP). Members can choose from single or family coverage.

Learn more about Non-Group Coverage.

Coverage for Seniors

Albertans who turn 65 years old are eligible for Coverage for Seniors. This program provides premium-free coverage for prescription drugs, diabetes supplies, health services and more.

Apply for the Coverage for Seniors program.

Palliative Coverage

Palliative Coverage supports Albertans who are diagnosed as palliative. It provides coverage for health-related services not covered by the Alberta Health Care Insurance Plan (AHCIP).

Visit Alberta Health for Palliative Coverage details.

Optical Assistance for Seniors

Optical Assistance for Seniors helps cover the cost of basic optical services for eligible low-income seniors. The program provides up to $230 in coverage.

Review the Optical Assistance for Seniors program.

Client Directed Home Care

Home care provides Albertans with personal and health care services at home.

Find providers using the Client Directed Home Care map.

Pharmacy inventory map

Looking for vaccines, medications or COVID-19 rapid testing kits? Search the map by location or product type.

Find pharmacies in your area.

Wellbeing resources

Prioritize your wellness by inspiring joy

When talking about how we feel, we often think happiness and joy are the same. However, happiness and joy stem from different experiences.

Learn how to prioritize your joy

Health benefits and insurance | Alberta Blue Cross® (5)

Applause for the Faces of Wellness winners

For the third year, Faces of Wellness recognizes inspiring Albertans who shared their stories of wellness for a chance to win wellness-themed prizes. After reading amazing stories of physical, mental and social wellness, we found our grand prize recipient and 10 finalists.

View the honourees

Health benefits and insurance | Alberta Blue Cross® (6)

Health benefits and insurance | Alberta Blue Cross® (2024)
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